Loan Schemes

कर्ज योजना

Shabari Adivasi Vitta Va Vikas Mahamandal offers concessional loans to Scheduled Tribe beneficiaries across Maharashtra. Select a scheme to view eligibility and apply.

Popular
Agriculture

Agriculture Equipment Loan

कृषी उपकरण कर्ज

Purchase tractors, tillers, irrigation pumps and other farm equipment to enhance agricultural productivity.

Min–Max

50K–₹5L

Interest

4% p.a.

Tenure

5 years

Eligibility:ST beneficiary, land ownership proof, age 18–55
Popular
Business

Business Development Loan

व्यवसाय विकास कर्ज

Start or expand a small business — shop, service centre, manufacturing unit or any income-generating enterprise.

Min–Max

25K–₹2L

Interest

5% p.a.

Tenure

3 years

Eligibility:ST beneficiary, business plan, age 18–50
Housing

Housing Loan

गृह कर्ज

Construct or repair residential housing in rural and semi-urban tribal areas under Maharashtra.

Min–Max

100K–₹5L

Interest

3% p.a.

Tenure

10 years

Eligibility:ST beneficiary, land documents, Aadhaar, age 21–55
High Value
Group Loan

Self Help Group (SHG) Loan

स्वयं सहायता गट कर्ज

Group loans for registered SHGs with at least 10 ST members for collective income-generating activities.

Min–Max

200K–₹20L

Interest

4% p.a.

Tenure

5 years

Eligibility:Registered SHG, all ST members, min 6 months active
Education

Education Loan

शिक्षण कर्ज

Fund higher education, professional courses, or skill development programs for ST youth.

Min–Max

25K–₹3L

Interest

3% p.a.

Tenure

7 years

Eligibility:ST student/parent, admission proof, age 18–35
New
Skill & Enterprise

Skill & Enterprise Loan

कौशल्य उद्योग कर्ज

Support artisans, craftspeople and trained vocational workers to set up enterprise units.

Min–Max

15K–₹1L

Interest

4% p.a.

Tenure

3 years

Eligibility:ST beneficiary, skill certificate, age 18–45

Concessional Interest Rates for ST Beneficiaries

All interest rates shown are the annual rate applicable to Scheduled Tribe beneficiaries of Maharashtra. Subject to scheme-specific terms and conditions. For assistance, contact your nearest Shabari Mahamandal branch.