Individual Loan Schemes
वैयक्तिक कर्ज योजना
Concessional loans for individual ST beneficiaries across agriculture, business, housing, and skill development.
Agriculture Equipment Loan
Agricultureकृषी उपकरण कर्ज
Loan Range₹10,000 – ₹5,00,000
Interest Rate4% p.a.
Tenure60 months
Eligibility: ST beneficiary, land ownership proof, age 18–55, annual income below ₹3 lakh
Business Development Loan
Businessव्यवसाय विकास कर्ज
Loan Range₹25,000 – ₹2,00,000
Interest Rate5% p.a.
Tenure84 months
Eligibility: ST beneficiary, valid business plan or existing trade, age 18–55
Housing Improvement Loan
Housingगृह सुधार कर्ज
Loan Range₹50,000 – ₹5,00,000
Interest Rate4.5% p.a.
Tenure120 months
Eligibility: ST beneficiary, house ownership or allotment document, age 18–60
Skill & Enterprise Loan
Skillकौशल्य व उद्योग कर्ज
Loan Range₹10,000 – ₹1,50,000
Interest Rate4% p.a.
Tenure60 months
Eligibility: ST beneficiary, skill training certificate or enterprise proof, age 18–45
Note: All loans are subject to credit appraisal and branch approval. For detailed eligibility, visit your nearest branch or call 0253-2317901.