Self Help Group (SHG) / Bachatgat Loans

स्वयंसहाय्यता गट / बचत गट कर्ज योजना

What is a Self Help Group (SHG)?

A Self Help Group (SHG) — locally known as बचत गट — is a community-based group of 10 to 20 members, primarily from tribal households, who pool regular savings and support each other through internal lending. Shabari Mahamandal provides low-interest loans to registered SHGs to help them grow businesses, purchase equipment, and strengthen their livelihoods collectively.

Available SHG Schemes

SHG Loan

SHG

बचत गट कर्ज

₹10,000 – ₹20,00,000
3.5% p.a.
36 months

Women SHG Loan

SHG

महिला बचत गट कर्ज

₹10,000 – ₹20,00,000
3% p.a.
36 months

Eligibility Criteria

  • Active SHG member for a minimum of 6 months.
  • Regular savings record maintained in a bank account.
  • All members must belong to ST / NT / VJNT category.
  • Group must have a clean repayment history (if existing borrower).
  • Annual group savings of at least ₹6,000.

How to Form an SHG

  1. 1

    Form a group of 10–20 members from the same village / locality.

  2. 2

    Elect a President, Secretary, and Treasurer from among the members.

  3. 3

    Open a joint savings bank account and maintain regular contributions for at least 6 months.

  4. 4

    Register the SHG with the local Gram Panchayat and obtain a Group Resolution.

  5. 5

    Apply at the nearest Shabari Mahamandal branch with passbook, resolution, and member Aadhaar cards.

Apply for SHG Loan